The Procedure
 
Vendors wishing to accept cards as payment for goods/services need to register with their bank as a 'Card Merchant'.
 
New merchants:
 
  • Contact your bank's Merchant Services Division. Explain that you wish to accept card's as payment. That you wish to become a 'eCommerce' merchant and that you will be using 'Virtual Card Services' to submit your transactions and therefore do not require an Electronic Data Capture (EDC) terminal. The Bank will send a consultant to visit you with the necessary forms to be completed.
  • The legal issues associated with being an eCommerce merchant must be discussed with the consultant and are not affected by the 'Virtual Card Services' agreement. The bank levies a charge of approximately six percent but this can be negotiated with the bank.
  • Once the bank has approved your application they will give you a Merchant Number and terminal Id. Complete the Virtual Card Services Online Application Form.
  • We will provide you with Interfacing Instructions (sample code etc.) on approval of your application.
 
Existing merchants:
 
  • Complete the Virtual Card Services Online Application Form. (Applications, Application Form) We will provide you with Interfacing Instructions (sample code etc.) on approval of your application.
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