Calculate your savings here
FREE online training!
Gain more clients profitably Maintain more clients profitably Retain more clients profitably More clients profitably Find out how to run circles around bigger companies!
How to trade online
Your Name:
Your Surname:
Your Email Address:

Your privacy is respected.


Fully integrated South African payment gateways for Credit card payments!

Working with all popular payment gateways, improWEB have the integration part developed and tested so that we all spend less time on the technical integration and more time on the business.

improPAY is currently tested with VCS.
Here are the important things to know about taking credit card transactions over the internet.


You have to have your own merchant facility with the bank.

The bank will have requirements that you will need to fulfil to get this merchant facility.

As banks work this is all the documents to prove that they will not be out of pocket.
The second method is where you Piggyback on the merchant account provided by the payment gateway.

Own Merchant Facility

Requirements Strict
Transaction Cost Lower
Payment Times 1 - 2 Days
Providers  VCS  

Over the last few years great advances have taken place. The biggest of these according to us is MasterCard SecureCode and Verified by Visa. We are proud to announce that we now support MasterCard SecureCode and Verified by Visa, major new initiatives from MasterCard and Visa that make our customers much less vulnerable to fraud. MasterCard SecureCode and Verified by Visa provide the technology that enables a card holder's identity to be verified on-line, using a password at the time of purchase. The process of verifying the card holder's identity is called 'card holder authentication'. The introduction of card holder authentication is an important step towards making trading on-line more secure and reducing the risk of fraud in the non-face-to-face environment.

How does card holder authentication work?
The card holder creates their password when they enrol with their card-issuing bank. When the enrolled card holder pays on-line at a participating merchant, a pop-up window is presented inviting the card holder to enter a password. Once the card holder has been authenticated by their relevant card-issuing bank, the transaction continues to authorization, and the result is sent to the merchant.

  • The card holder signs up for Verified by Visa or MasterCard SecureCode with their bank
  • When shopping on-line, the card holder selects the goods and services they want and goes to the check out page
  • The card holder enters their Card number, and a pop-up screen from their bank appears asking for their password
  • The bank verifies the password and the transaction is completed giving both the retailer and card holder the confidence that the identity of each has been verified

It's simple. Shop on any of our websites with absolutely no risk
Use your "Verified by Visa" and "MasterCard SecureCode" card to shop on Your, and you're protected from unauthorized use of your card or account information. With "Verified by Visa" and "MasterCard SecureCode"'s Zero Liability policy, your liability for unauthorized transactions is $0?you pay nothing...  Zero Liability has you covered

  • Worry-free shopping
  • Ultimate security
  • Complete fraud protection

Owe nothing on fraudulent transactions
"Verified by Visa" and "MasterCard SecureCode”'s Zero Liability policy means 100 percent protection for you. "Verified by Visa" and "MasterCard SecureCode"'s enhanced policy guarantees maximum protection against fraud. You now have complete liability protection for all of your card transactions that take place on the "Verified by Visa" and "MasterCard SecureCode" system. Should someone steal your card number while you're shopping on-line, you pay nothing for their fraudulent activity.

The Zero Liability policy covers all "Verified by Visa" and "MasterCard SecureCode" credit card transactions processed over the Your

For transactions on other networks, the liability decision is left to the financial institution that issued your card. The issuer has the option of extending the same protections afforded by "Verified by Visa" and "MasterCard SecureCode"'s Zero Liability policy.

Shop safely with "Verified by Visa" and "MasterCard SecureCode"
"Verified by Visa" and "MasterCard SecureCode" take on-line security very seriously so that you can shop safely on the Internet. With the support of member banks, "Visa" and "MasterCard" have invested millions of dollars in building a secure payment system. "Verified by Visa" and "MasterCard SecureCode" works with law enforcement and technology companies to stay one step ahead of criminals.

With Zero Liability, "Verified by Visa" and "MasterCard SecureCode" continue to lead the card payment industry in consumer protection. Although card fraud is extremely rare and getting even rarer, "Verified by Visa" and "MasterCard SecureCode"s policy eliminates any risk you face shopping on-line.

You're protected with "Verified by Visa" and "MasterCard SecureCode"
"Verified by Visa" and "MasterCard SecureCode" has highly sophisticated fraud-screening solutions in place, and work with technology companies every day to enhance them. Field merchants also receive training from "Verified by Visa" and "MasterCard SecureCode" on fraud protection.

"Verified by Visa" and "MasterCard SecureCode" also mandate card holder verification codes on the back of cards to help merchants match cards used for purchases with their authorized cardholders. "Verified by Visa" and "MasterCard SecureCode" card issuers should have these codes on all newly issued "Verified by Visa" and "MasterCard SecureCode" cards as of 2001. "Verified by Visa" and "MasterCard SecureCode"'s address verification service also helps merchants screen card-not-present transactions.

Enjoy the comfort of knowing you're protected with "Verified by Visa" and "MasterCard Secure Code" on Your site!

The only requirement is that you register with your bank to create your pin number.
For more information and enrolment of your card, please visit official websites of
MasterCard SecureCode and Verified by VISA

Also please contact your bank for more information:
This tool helps to:
Retain more clients profitably

More clients profitably
improWEB basic

Please accept my thanks and appreciation for a great up to date, website with current look and feel, functionality and product range. I really like the site now and can now be proud to start marketing again. Please also extend my thanks to the designer who did this and the management. I'm glad I'm part of this team.
Brian - Rzarecters

1 22% of offline sales are influenced by viewing the sellers website
2 customer satisfaction is 12% higher for online sales compared to offline sales
3 44% of all PC's are sold online!

For the IT Channel
Why automate websites?
Building Relationships
Follow the paper trail

For the Public
Why should the public buy from an improWEB site?

The improWEB website was created using the improSITE template and is kept up to date using the improWEB tools.

Privacy Policy Disclaimer Security Policy Terms and Conditions Contact Us © 2007